Side-by-side · Q2 2026 data
Bath Savings Institution vs Auburn Savings Bank, FSB
Metric by metric
| Measure | Bath Savings Institution | Auburn Savings Bank, FSB |
|---|---|---|
| TellerScore | 82 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 50 (stronger) | 27 |
| Funding & liquidity | 49 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 93rd | 13th |
| Total assets | $1.5B | $103.2M |
| Deposits / shares | $1.2B | $75.9M |
| Capital ratio | 15.76% (stronger) | 8.03% |
| Problem loans | 0.05% | 0.02% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 0.74% (stronger) | 0.18% |
| Loans ÷ deposits | 75.4% (stronger) | 111.6% |
| Uninsured deposits | 47.4% | 17.3% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | 11.4% |
Bath Savings Institution has the higher TellerScore (82 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 5 and Auburn Savings Bank, FSB on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.