Side-by-side · Q2 2026 data
Bath Savings Institution vs Coast Line Credit Union
Metric by metric
| Measure | Bath Savings Institution | Coast Line Credit Union |
|---|---|---|
| TellerScore | 82 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 50 | 79 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 93rd | 95th |
| Total assets | $1.5B | $89.2M |
| Deposits / shares | $1.2B | $68.3M |
| Capital ratio | 15.76% | 19.06% (stronger) |
| Problem loans | 0.05% (stronger) | 0.22% |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 0.74% | 1.48% (stronger) |
| Loans ÷ deposits | 75.4% | 53.8% (stronger) |
| Uninsured deposits | 47.4% | 9.1% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | 13.6% |
Coast Line Credit Union has the higher TellerScore (94 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 2 and Coast Line Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.