Side-by-side · Q2 2026 data
Bath Savings Institution vs Cumberland County Federal Credit Union
Credit union
Cumberland County Federal Credit Union
Falmouth, Maine · $100 million – $1 billion
Metric by metric
| Measure | Bath Savings Institution | Cumberland County Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 50 | 60 (stronger) |
| Funding & liquidity | 49 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 93rd | 45th |
| Total assets | $1.5B | $494.0M |
| Deposits / shares | $1.2B | $440.9M |
| Capital ratio | 15.76% (stronger) | 10.10% |
| Problem loans | 0.05% (stronger) | 0.90% |
| Net charge-offs | -0.03% (stronger) | 0.14% |
| Return on assets | 0.74% | 1.01% (stronger) |
| Loans ÷ deposits | 75.4% | 63.3% (stronger) |
| Uninsured deposits | 47.4% | 9.2% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | — |
Bath Savings Institution has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 4 and Cumberland County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.