Side-by-side · Q2 2026 data
Bath Savings Institution vs Dirigo Federal Credit Union
Metric by metric
| Measure | Bath Savings Institution | Dirigo Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 98 (stronger) | 69 |
| Earnings | 50 (stronger) | 35 |
| Funding & liquidity | 49 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 93rd | 19th |
| Total assets | $1.5B | $498.2M |
| Deposits / shares | $1.2B | $443.8M |
| Capital ratio | 15.76% (stronger) | 10.13% |
| Problem loans | 0.05% (stronger) | 0.93% |
| Net charge-offs | -0.03% (stronger) | 0.20% |
| Return on assets | 0.74% (stronger) | 0.37% |
| Loans ÷ deposits | 75.4% (stronger) | 84.9% |
| Uninsured deposits | 47.4% | 3.6% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | 21.5% |
Bath Savings Institution has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 6 and Dirigo Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.