The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (62 → 59), mostly because the earnings component weakened by 5 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maine

Yes. Dirigo Federal Credit Union is a federally insured credit union (NCUA charter #11144). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($15.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.13%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Dirigo Federal Credit Union lists 5 offices in 4 cities. Most locations:

• Lewiston, ME (2)
• Auburn, ME (1)
• Mechanic Falls, ME (1)
• Scarborough, ME (1)

All branch addresses and map

In 2025, Dirigo Federal Credit Union reported 342 home-loan applications under HMDA (LEI 5493001JAQD8VVV8SM40): 240 originated ($30,320,000 total), 68 denied, and 26 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Dirigo Federal Credit Union

Type

Federal credit union

NCUA charter #

11144

RSSD ID

643582

Primary regulator

NCUA

Established

1956

Headquarters

PO Box 741, Lewiston, ME 04243

Employees

78