Side-by-side · Q2 2026 data
Bath Savings Institution vs Kennebec Savings Bank
Metric by metric
| Measure | Bath Savings Institution | Kennebec Savings Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 98 (stronger) | 85 |
| Earnings | 50 | 75 (stronger) |
| Funding & liquidity | 49 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 93rd | 88th |
| Total assets | $1.5B | $1.9B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 15.76% (stronger) | 13.96% |
| Problem loans | 0.05% (stronger) | 0.46% |
| Net charge-offs | -0.03% (stronger) | -0.00% |
| Return on assets | 0.74% | 1.37% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 110.8% |
| Uninsured deposits | 47.4% | 21.9% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | — |
Bath Savings Institution has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 5 and Kennebec Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Freeport, ME
- Portland, ME