Side-by-side · Q2 2026 data
Bath Savings Institution vs Peopleschoice Credit Union
Metric by metric
| Measure | Bath Savings Institution | Peopleschoice Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 98 (stronger) | 66 |
| Earnings | 50 | 51 (stronger) |
| Funding & liquidity | 49 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 93rd | 16th |
| Total assets | $1.5B | $366.9M |
| Deposits / shares | $1.2B | $335.7M |
| Capital ratio | 15.76% (stronger) | 8.78% |
| Problem loans | 0.05% (stronger) | 1.01% |
| Net charge-offs | -0.03% (stronger) | 0.57% |
| Return on assets | 0.74% | 0.78% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 82.1% |
| Uninsured deposits | 47.4% | 10.6% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | 17.0% |
Bath Savings Institution has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 5 and Peopleschoice Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.