Side-by-side · Q2 2026 data
Baton Rouge Telco Federal Credit Union vs Ouachita Valley Federal Credit Union
Credit union
Baton Rouge Telco Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Baton Rouge Telco Federal Credit Union | Ouachita Valley Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 74 | 81 (stronger) |
| Loan quality | 88 (stronger) | 74 |
| Earnings | 44 | 75 (stronger) |
| Funding & liquidity | 60 | 88 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 54th | 78th |
| Total assets | $457.7M | $464.1M |
| Deposits / shares | $399.2M | $420.9M |
| Capital ratio | 12.43% | 13.12% (stronger) |
| Problem loans | 0.36% (stronger) | 0.78% |
| Net charge-offs | 0.80% | 0.68% (stronger) |
| Return on assets | 0.59% | 1.37% (stronger) |
| Loans ÷ deposits | 100.5% | 71.8% (stronger) |
| Uninsured deposits | 9.5% | 8.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.5% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Baton Rouge Telco Federal Credit Union leads on 1 and Ouachita Valley Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.