TellerScore

Baton Rouge Telco Federal Credit Union (NCUA charter #1726) is based in Baton Rouge, Louisiana. Its Q2 2026 call report shows $457.7M in total assets and $399.2M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Baton Rouge Telco Federal Credit Union scores 71/100, which we describe as strong. That is higher than 54% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 67th. Its strongest component is problem-loan coverage (94/100; 3.2%), and its lowest is earnings (44/100; 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.43%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.36%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity60/100
Loans ÷ shares: 100.5% · 9.5% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (68 → 71), mostly because the earnings component improved by 6 points.

TellerScore
667074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202467
Q1 202568
Q2 202568
Q3 202567
Q4 202570
Q1 202674
Q2 202671
Net worth ratio
7.00%9.71%12.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.86%
Q3 202411.92%
Q4 202412.23%
Q1 202512.21%
Q2 202512.24%
Q3 202512.03%
Q4 202512.35%
Q1 202612.40%
Q2 202612.43%
Delinquent loans (60+ days)
0.32%0.49%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.50%
Q3 20240.58%
Q4 20240.65%
Q1 20250.49%
Q2 20250.43%
Q3 20250.48%
Q4 20250.47%
Q1 20260.32%
Q2 20260.36%
Return on assets
0.38%0.66%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.38%
Q4 20240.63%
Q1 20250.42%
Q2 20250.44%
Q3 20250.45%
Q4 20250.62%
Q1 20260.94%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$457.7M12.43%0.36%0.59%100.5%
Q1 202674$456.4M12.40%0.32%0.94%100.9%
Q4 202570$449.6M12.35%0.47%0.62%102.8%
Q3 202567$450.8M12.03%0.48%0.45%101.8%
Q2 202568$445.3M12.24%0.43%0.44%102.8%
Q1 202568$442.3M12.21%0.49%0.42%103.2%
Q4 202467$437.8M12.23%0.65%0.63%106.1%
Q3 202466$436.4M11.92%0.58%0.38%103.2%
Q2 202466$442.7M11.86%0.50%0.40%105.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.43%
63rd
Problem loans0.36%
77th
Net charge-offs0.80%
16th
Return on assets0.59%
39th
Loans to deposits100.5%
3rd
Uninsured deposits9.5%
19th
Loan-loss reserves0.00%
50th
Texas ratio3.2%
59th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Ouachita Valley Federal Credit UnionCredit union West Monroe, LA80 out of 100, Strong$464.1M13.1%0.78%vs
Centric Federal Credit UnionCredit union West Monroe, LA62 out of 100, Moderate$447.5M12.3%1.38%vs
Cse Federal Credit UnionCredit union Lake Charles, LA65 out of 100, Moderate$446.2M11.3%1.16%vs
Essential Credit UnionCredit union Baton Rouge, LA50 out of 100, Below average$434.2M9.1%1.45%vs
Riverland Federal Credit UnionCredit union New Orleans, LA78 out of 100, Strong$319.7M15.8%0.55%vs
The New Orleans Firemen'S Federal Credit UnionCredit union Metairie, LA58 out of 100, Moderate$283.9M11.7%1.19%vs

Deposit insurance

Is my money safe at Baton Rouge Telco Federal Credit Union?

Yes. Baton Rouge Telco Federal Credit Union is a federally insured credit union (NCUA charter #1726). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.5% of shares and deposits ($37.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Baton Rouge Telco Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Baton Rouge Telco Federal Credit Union
Type
Federal credit union
NCUA charter #
1726
RSSD ID
128678
Primary regulator
NCUA
Established
1936
Headquarters
13404 Airline Hwy, Baton Rouge, LA 70817
Employees
85

Quick answers

Baton Rouge Telco Federal Credit Union: common questions

Is Baton Rouge Telco Federal Credit Union NCUA insured?

Yes. Baton Rouge Telco Federal Credit Union is a federally insured credit union (NCUA charter #1726). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Baton Rouge Telco Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Baton Rouge Telco Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Baton Rouge

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs