Side-by-side · Q2 2026 data
Baton Rouge Telco Federal Credit Union vs Riverland Federal Credit Union
Credit union
Baton Rouge Telco Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Baton Rouge Telco Federal Credit Union | Riverland Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 88 (stronger) | 82 |
| Earnings | 44 | 48 (stronger) |
| Funding & liquidity | 60 (stronger) | 57 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 54th | 74th |
| Total assets | $457.7M | $319.7M |
| Deposits / shares | $399.2M | $248.1M |
| Capital ratio | 12.43% | 15.84% (stronger) |
| Problem loans | 0.36% (stronger) | 0.55% |
| Net charge-offs | 0.80% | 0.66% (stronger) |
| Return on assets | 0.59% | 0.70% (stronger) |
| Loans ÷ deposits | 100.5% (stronger) | 103.0% |
| Uninsured deposits | 9.5% | 6.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.7% |
Riverland Federal Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Baton Rouge Telco Federal Credit Union leads on 2 and Riverland Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.