Side-by-side · Q2 2026 data
Battle Bank, National Association vs St. Cloud Financial Credit Union
Metric by metric
| Measure | Battle Bank, National Association | St. Cloud Financial Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 22 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 0 | 42 (stronger) |
| Funding & liquidity | 93 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 75th | 14th |
| Total assets | $180.8M | $456.4M |
| Deposits / shares | $112.4M | $399.9M |
| Capital ratio | 33.32% (stronger) | 7.22% |
| Problem loans | 0.00% (stronger) | 0.31% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | -8.08% | 0.55% (stronger) |
| Loans ÷ deposits | 11.0% (stronger) | 95.5% |
| Uninsured deposits | 21.3% | 4.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Battle Bank, National Association has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Battle Bank, National Association leads on 5 and St. Cloud Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.