Side-by-side · Q2 2026 data
Bayonne City Employees Federal Credit Union vs New Community Federal Credit Union
Credit union
Bayonne City Employees Federal Credit Union
Bayonne, New Jersey · Under $100 million in assets
Credit union
New Community Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Bayonne City Employees Federal Credit Union | New Community Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 19 | 28 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 62nd | 68th |
| Total assets | $3.9M | $3.1M |
| Deposits / shares | $2.8M | $2.6M |
| Capital ratio | 28.55% (stronger) | 13.34% |
| Problem loans | 0.31% | 0.00% (stronger) |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | -0.03% | 0.21% (stronger) |
| Loans ÷ deposits | 77.3% | 38.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Community Federal Credit Union has the higher TellerScore (81 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Bayonne City Employees Federal Credit Union leads on 1 and New Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.