Side-by-side · Q2 2026 data
Bayport Federal Credit Union vs Northern Star Credit Union, Inc.
Credit union
Northern Star Credit Union, Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Bayport Federal Credit Union | Northern Star Credit Union, Inc. |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 76 | 89 (stronger) |
| Earnings | 64 (stronger) | 42 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 54th | 77th |
| Total assets | $2.8B | $73.7M |
| Deposits / shares | $2.4B | $63.8M |
| Capital ratio | 11.33% | 16.80% (stronger) |
| Problem loans | 0.71% | 0.32% (stronger) |
| Net charge-offs | 1.00% | 0.34% (stronger) |
| Return on assets | 1.09% (stronger) | 0.55% |
| Loans ÷ deposits | 94.0% | 48.9% (stronger) |
| Uninsured deposits | 12.1% | 3.2% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Northern Star Credit Union, Inc. has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bayport Federal Credit Union leads on 1 and Northern Star Credit Union, Inc. on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.