Side-by-side · Q2 2026 data
Beach Municipal Federal Credit Union vs Northern Star Credit Union, Inc.
Credit union
Beach Municipal Federal Credit Union
Virginia Beach, Virginia · $100 million – $1 billion
Credit union
Northern Star Credit Union, Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Beach Municipal Federal Credit Union | Northern Star Credit Union, Inc. |
|---|---|---|
| TellerScore | 87 (stronger) | 85 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 74 | 89 (stronger) |
| Earnings | 84 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 91st | 77th |
| Total assets | $194.7M | $73.7M |
| Deposits / shares | $167.6M | $63.8M |
| Capital ratio | 14.13% | 16.80% (stronger) |
| Problem loans | 0.78% | 0.32% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.34% |
| Return on assets | 1.60% (stronger) | 0.55% |
| Loans ÷ deposits | 56.3% | 48.9% (stronger) |
| Uninsured deposits | 10.7% | 3.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 0.0% |
Beach Municipal Federal Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Beach Municipal Federal Credit Union leads on 3 and Northern Star Credit Union, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.