Side-by-side · Q2 2026 data
Beacon Credit Union vs Jackson County Co-Op Credit Union
Credit union
Jackson County Co-Op Credit Union
Seymour, Indiana · Under $100 million in assets
Metric by metric
| Measure | Beacon Credit Union | Jackson County Co-Op Credit Union |
|---|---|---|
| TellerScore | 76 | 92 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 47 | 77 (stronger) |
| Funding & liquidity | 71 | 77 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 79th | 92nd |
| Total assets | $1.8B | $31.3M |
| Deposits / shares | $1.4B | $25.5M |
| Capital ratio | 13.52% | 18.39% (stronger) |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.68% | 1.43% (stronger) |
| Loans ÷ deposits | 89.1% | 82.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Co-Op Credit Union has the higher TellerScore (92 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Beacon Credit Union leads on 0 and Jackson County Co-Op Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.