Side-by-side · Q2 2026 data
Beauregard Federal Savings Bank vs Beauregard School Employees Federal Credit Union
Credit union
Beauregard School Employees Federal Credit Union
Deridder, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Beauregard Federal Savings Bank | Beauregard School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 41 | 78 (stronger) |
| Capital cushion | 47 | 79 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 66 (stronger) | 55 |
| Funding & liquidity | 55 | 95 (stronger) |
| Problem-loan coverage | 54 | 95 (stronger) |
| Peer percentile | 3rd | 59th |
| Total assets | $106.4M | $30.9M |
| Deposits / shares | $84.9M | $26.9M |
| Capital ratio | 9.70% | 12.93% (stronger) |
| Problem loans | 3.36% | 0.61% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 1.14% (stronger) | 0.87% |
| Loans ÷ deposits | 97.1% | 65.4% (stronger) |
| Uninsured deposits | 22.6% | 6.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beauregard School Employees Federal Credit Union has the higher TellerScore (78 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Beauregard Federal Savings Bank leads on 2 and Beauregard School Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.