Side-by-side · Q2 2026 data
Beauregard Federal Savings Bank vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Beauregard Federal Savings Bank | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 41 | 70 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 0 | 52 (stronger) |
| Earnings | 66 (stronger) | 45 |
| Funding & liquidity | 55 | 63 (stronger) |
| Problem-loan coverage | 54 | 84 (stronger) |
| Peer percentile | 3rd | 51st |
| Total assets | $106.4M | $182.6M |
| Deposits / shares | $84.9M | $154.4M |
| Capital ratio | 9.70% | 15.84% (stronger) |
| Problem loans | 3.36% | 1.45% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.81% |
| Return on assets | 1.14% (stronger) | 0.61% |
| Loans ÷ deposits | 97.1% (stronger) | 97.5% |
| Uninsured deposits | 22.6% | 3.3% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Southwest Louisiana Credit Union has the higher TellerScore (70 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Beauregard Federal Savings Bank leads on 3 and Southwest Louisiana Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.