Side-by-side · Q2 2026 data
Beauregard School Employees Federal Credit Union vs Southwest Louisiana Credit Union
Credit union
Beauregard School Employees Federal Credit Union
Deridder, Louisiana · Under $100 million in assets
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Beauregard School Employees Federal Credit Union | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 80 (stronger) | 52 |
| Earnings | 55 (stronger) | 45 |
| Funding & liquidity | 95 (stronger) | 63 |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 59th | 51st |
| Total assets | $30.9M | $182.6M |
| Deposits / shares | $26.9M | $154.4M |
| Capital ratio | 12.93% | 15.84% (stronger) |
| Problem loans | 0.61% (stronger) | 1.45% |
| Net charge-offs | 0.04% (stronger) | 0.81% |
| Return on assets | 0.87% (stronger) | 0.61% |
| Loans ÷ deposits | 65.4% (stronger) | 97.5% |
| Uninsured deposits | 6.4% | 3.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Beauregard School Employees Federal Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Beauregard School Employees Federal Credit Union leads on 5 and Southwest Louisiana Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.