Side-by-side · Q2 2026 data
Beckstrand and Associates Credit Union vs Trinity Valley Teachers Credit Union
Credit union
Beckstrand and Associates Credit Union
Salt Lake City, Utah · Under $100 million in assets
Credit union
Trinity Valley Teachers Credit Union
Palestine, Texas · Under $100 million in assets
Metric by metric
| Measure | Beckstrand and Associates Credit Union | Trinity Valley Teachers Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 91 |
| Capital cushion | 100 | 100 |
| Loan quality | — | 80 |
| Earnings | 74 | 82 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 94th | 90th |
| Total assets | $166K | $31.6M |
| Deposits / shares | $115 | $21.6M |
| Capital ratio | 99.93% (stronger) | 31.33% |
| Problem loans | — | 0.59% |
| Net charge-offs | — | 0.40% |
| Return on assets | 1.35% | 1.55% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 26.4% |
| Uninsured deposits | 0.0% (stronger) | 1.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beckstrand and Associates Credit Union has the higher TellerScore (93 vs 91). On the 5 directional measures above (where higher or lower is clearly better), Beckstrand and Associates Credit Union leads on 4 and Trinity Valley Teachers Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.