Side-by-side · Q2 2026 data
Bedford Federal Savings Bank vs Beacon Credit Union
Metric by metric
| Measure | Bedford Federal Savings Bank | Beacon Credit Union |
|---|---|---|
| TellerScore | 58 | 76 (stronger) |
| Capital cushion | 50 | 85 (stronger) |
| Loan quality | 44 | 84 (stronger) |
| Earnings | 84 (stronger) | 47 |
| Funding & liquidity | 49 | 71 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 16th | 79th |
| Total assets | $303.0M | $1.8B |
| Deposits / shares | $261.7M | $1.4B |
| Capital ratio | 9.96% | 13.52% (stronger) |
| Problem loans | 1.69% | 0.47% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.60% (stronger) | 0.68% |
| Loans ÷ deposits | 92.4% | 89.1% (stronger) |
| Uninsured deposits | 31.6% | 0.0% (stronger) |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Credit Union has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bedford Federal Savings Bank leads on 1 and Beacon Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.