Bedford Federal Savings Bank is a si headquartered in Bedford, Indiana, in business for about 92 years. At the end of Q2 2026 it reported $303.0M in total assets and $261.7M in deposits, with 2 offices.
Bedford Federal Savings Bank has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 68th. Earnings contributes the most (84/100, 1.60%); loan quality contributes the least (44/100, 1.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (48 → 58), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 56 |
| Q4 2024 | 53 |
| Q1 2025 | 51 |
| Q2 2025 | 48 |
| Q3 2025 | 52 |
| Q4 2025 | 50 |
| Q1 2026 | 56 |
| Q2 2026 | 58 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.99% |
| Q3 2024 | 10.17% |
| Q4 2024 | 9.52% |
| Q1 2025 | 9.85% |
| Q2 2025 | 9.41% |
| Q3 2025 | 9.73% |
| Q4 2025 | 9.66% |
| Q1 2026 | 10.25% |
| Q2 2026 | 9.96% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.51% |
| Q4 2024 | 1.49% |
| Q1 2025 | 1.75% |
| Q2 2025 | 2.01% |
| Q3 2025 | 1.71% |
| Q4 2025 | 2.00% |
| Q1 2026 | 1.85% |
| Q2 2026 | 1.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.17% |
| Q3 2024 | 1.06% |
| Q4 2024 | 1.09% |
| Q1 2025 | 0.94% |
| Q2 2025 | 1.14% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.12% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $303.0M | 9.96% | 1.69% | 1.60% | 92.4% |
| Q1 2026 | 56 | $285.5M | 10.25% | 1.85% | 1.51% | 96.4% |
| Q4 2025 | 50 | $285.6M | 9.66% | 2.00% | 1.12% | 92.8% |
| Q3 2025 | 52 | $280.5M | 9.73% | 1.71% | 1.03% | 92.2% |
| Q2 2025 | 48 | $275.7M | 9.41% | 2.01% | 1.14% | 91.7% |
| Q1 2025 | 51 | $263.2M | 9.85% | 1.75% | 0.94% | 92.0% |
| Q4 2024 | 53 | $256.5M | 9.52% | 1.49% | 1.09% | 91.8% |
| Q3 2024 | 56 | $239.5M | 10.17% | 1.51% | 1.06% | 93.2% |
| Q2 2024 | 57 | $235.1M | 9.99% | 1.48% | 1.17% | 87.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants BankBank Laotto, IN | 71 out of 100, Strong | $306.1M | 9.0% | 0.00% | vs |
| Tri-County Bank & Trust CompanyBank Roachdale, IN | 33 out of 100, Low | $313.9M | 9.1% | 3.45% | vs |
| The Peoples BankBank Brownstown, IN | 64 out of 100, Moderate | $323.8M | 9.3% | 0.81% | vs |
| Bank of WolcottBank Wolcott, IN | 81 out of 100, Strong | $280.3M | 12.0% | 0.43% | vs |
| Logansport Savings BankBank Logansport, IN | 38 out of 100, Low | $276.5M | 10.0% | 2.92% | vs |
| Bath State BankBank Bath, IN | 60 out of 100, Moderate | $337.6M | 8.8% | 0.78% | vs |
Deposit insurance
Is my money safe at Bedford Federal Savings Bank?
Yes. Bedford Federal Savings Bank is an FDIC-insured institution (FDIC certificate #29024). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.6% of deposits ($82.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Bedford Federal Savings Bank lists 2 offices in 1 city. Most locations:
- Bedford, IN (2)
Identity & history
Profile
- Legal name
- Bedford Federal Savings Bank
- Former names
- Bedford Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 29024
- RSSD ID
- 946274
- Primary regulator
- FDIC
- Established
- July 1, 1934
- Headquarters
- 1030 15th St, Bedford, IN 47421
- Website
- www.bedfed.com
- Employees
- 32
Quick answers
Bedford Federal Savings Bank: common questions
Is Bedford Federal Savings Bank FDIC insured?
Yes. Bedford Federal Savings Bank is an FDIC-insured institution (FDIC certificate #29024). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bedford Federal Savings Bank's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bedford Federal Savings Bank ever failed?
There is no failure record for FDIC certificate #29024 in the FDIC failed bank list.
How many branches does Bedford Federal Savings Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bedford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Springs Valley Bank & Trust CompanyBank French Lick, IN | 81 out of 100, Strong | $675.3M | 12.5% | 0.14% | vs |
| The Peoples State BankBank Ellettsville, IN | 78 out of 100, Strong | $506.6M | 10.5% | 0.19% | vs |
| Beacon Credit UnionCredit union Wabash, IN | 76 out of 100, Strong | $1.8B | 13.5% | 0.47% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |
| Indiana Members Credit UnionCredit union Indianapolis, IN | 74 out of 100, Strong | $3.6B | 10.6% | 0.49% | vs |
| Union Savings BankBank Cincinnati, OH | 74 out of 100, Strong | $4.0B | 10.5% | 0.70% | vs |