Side-by-side · Q2 2026 data
Bedford Federal Savings Bank vs Indiana Members Credit Union
Metric by metric
| Measure | Bedford Federal Savings Bank | Indiana Members Credit Union |
|---|---|---|
| TellerScore | 58 | 74 (stronger) |
| Capital cushion | 50 | 56 (stronger) |
| Loan quality | 44 | 84 (stronger) |
| Earnings | 84 (stronger) | 64 |
| Funding & liquidity | 49 | 90 (stronger) |
| Problem-loan coverage | 74 | 94 (stronger) |
| Peer percentile | 16th | 72nd |
| Total assets | $303.0M | $3.6B |
| Deposits / shares | $261.7M | $3.1B |
| Capital ratio | 9.96% | 10.56% (stronger) |
| Problem loans | 1.69% | 0.49% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.40% |
| Return on assets | 1.60% (stronger) | 1.11% |
| Loans ÷ deposits | 92.4% | 70.6% (stronger) |
| Uninsured deposits | 31.6% | 11.5% (stronger) |
| Offices | 2 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Indiana Members Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bedford Federal Savings Bank leads on 2 and Indiana Members Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.