Side-by-side · Q2 2026 data
Bee Federal Credit Union vs Hema Federal Credit Union
Metric by metric
| Measure | Bee Federal Credit Union | Hema Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 60 (stronger) |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 4 | 81 (stronger) |
| Earnings | 16 (stronger) | 3 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 19th | 22nd |
| Total assets | $7.9M | $16.7M |
| Deposits / shares | $6.2M | $15.0M |
| Capital ratio | 21.59% (stronger) | 9.78% |
| Problem loans | 2.88% | 0.58% (stronger) |
| Net charge-offs | 1.75% | 0.09% (stronger) |
| Return on assets | -0.10% (stronger) | -0.41% |
| Loans ÷ deposits | 43.5% (stronger) | 46.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hema Federal Credit Union has the higher TellerScore (60 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Bee Federal Credit Union leads on 3 and Hema Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.