Side-by-side · Q2 2026 data
Beehive Federal Credit Union vs Goldenwest Federal Credit Union
Metric by metric
| Measure | Beehive Federal Credit Union | Goldenwest Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 81 (stronger) |
| Capital cushion | 39 | 82 (stronger) |
| Loan quality | 49 | 84 (stronger) |
| Earnings | 63 | 83 (stronger) |
| Funding & liquidity | 74 (stronger) | 65 |
| Problem-loan coverage | 74 | 94 (stronger) |
| Peer percentile | 12th | 89th |
| Total assets | $647.7M | $4.3B |
| Deposits / shares | $571.4M | $3.7B |
| Capital ratio | 8.93% | 13.20% (stronger) |
| Problem loans | 1.53% | 0.47% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.27% |
| Return on assets | 1.06% | 1.57% (stronger) |
| Loans ÷ deposits | 86.1% (stronger) | 94.9% |
| Uninsured deposits | 7.8% (stronger) | 14.5% |
| Offices | 6 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goldenwest Federal Credit Union has the higher TellerScore (81 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Beehive Federal Credit Union leads on 3 and Goldenwest Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.