Side-by-side · Q2 2026 data
Belgrade State Bank vs Southeast Missouri Community Credit Union
Credit union
Southeast Missouri Community Credit Union
Park Hills, Missouri · Under $100 million in assets
Metric by metric
| Measure | Belgrade State Bank | Southeast Missouri Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 51 (stronger) | 37 |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 83 (stronger) | 43 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 57th | 36th |
| Total assets | $548.0M | $6.4M |
| Deposits / shares | $495.3M | $5.8M |
| Capital ratio | 10.13% (stronger) | 8.68% |
| Problem loans | 0.35% | 0.18% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.58% (stronger) | 0.58% |
| Loans ÷ deposits | 82.3% | 58.7% (stronger) |
| Uninsured deposits | 21.6% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Belgrade State Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Belgrade State Bank leads on 3 and Southeast Missouri Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.