TellerScore

Side-by-side · Q2 2026 data

Bellevue State Bank vs Dutrac Community Credit Union

Bank

Bellevue State Bank

Bellevue, Iowa · $100 million – $1 billion

92of 100
Very strong

Credit union

Dutrac Community Credit Union

Dubuque, Iowa · $1 billion – $10 billion

69of 100
Moderate

Metric by metric

MeasureBellevue State BankDutrac Community Credit Union
TellerScore92 (stronger)69
Capital cushion93 (stronger)66
Loan quality95 (stronger)75
Earnings100 (stronger)59
Funding & liquidity70 (stronger)68
Problem-loan coverage98 (stronger)89
Peer percentile97th54th
Total assets$187.7M$1.3B
Deposits / shares$156.5M$1.1B
Capital ratio14.32% (stronger)11.64%
Problem loans0.16% (stronger)0.74%
Net charge-offs-0.00% (stronger)0.33%
Return on assets2.21% (stronger)0.96%
Loans ÷ deposits80.9% (stronger)89.1%
Uninsured deposits23.1%17.5% (stronger)
Offices17
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Bellevue State Bank has the higher TellerScore (92 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bellevue State Bank leads on 6 and Dutrac Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions