Side-by-side · Q2 2026 data
Belmont Savings Bank vs First Federal Savings and Loan Association of Lorain
Bank
First Federal Savings and Loan Association of Lorain
Lorain, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Belmont Savings Bank | First Federal Savings and Loan Association of Lorain |
|---|---|---|
| TellerScore | 65 (stronger) | 60 |
| Capital cushion | 86 (stronger) | 54 |
| Loan quality | 44 | 86 (stronger) |
| Earnings | 35 (stronger) | 23 |
| Funding & liquidity | 86 (stronger) | 58 |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 29th | 19th |
| Total assets | $612.9M | $573.8M |
| Deposits / shares | $496.7M | $499.8M |
| Capital ratio | 13.63% (stronger) | 10.36% |
| Problem loans | 1.67% | 0.41% (stronger) |
| Net charge-offs | 0.02% | -0.05% (stronger) |
| Return on assets | 0.36% (stronger) | 0.08% |
| Loans ÷ deposits | 74.6% (stronger) | 93.9% |
| Uninsured deposits | 8.1% (stronger) | 22.8% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Belmont Savings Bank has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Belmont Savings Bank leads on 5 and First Federal Savings and Loan Association of Lorain on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.