Side-by-side · Q2 2026 data
Belmont Savings Bank vs Portage Community Bank
Metric by metric
| Measure | Belmont Savings Bank | Portage Community Bank |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 86 (stronger) | 58 |
| Loan quality | 44 | 91 (stronger) |
| Earnings | 35 | 62 (stronger) |
| Funding & liquidity | 86 (stronger) | 79 |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 29th | 57th |
| Total assets | $612.9M | $552.2M |
| Deposits / shares | $496.7M | $489.6M |
| Capital ratio | 13.63% (stronger) | 10.83% |
| Problem loans | 1.67% | 0.27% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.36% | 1.06% (stronger) |
| Loans ÷ deposits | 74.6% (stronger) | 81.2% |
| Uninsured deposits | 8.1% (stronger) | 8.5% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Portage Community Bank has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Belmont Savings Bank leads on 3 and Portage Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.