Side-by-side · Q2 2026 data
Belmont Savings Bank vs Southeastern Ohio Credit Union
Metric by metric
| Measure | Belmont Savings Bank | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 86 (stronger) | 71 |
| Loan quality | 44 | 66 (stronger) |
| Earnings | 35 | 80 (stronger) |
| Funding & liquidity | 86 | 98 (stronger) |
| Problem-loan coverage | 82 | 91 (stronger) |
| Peer percentile | 29th | 59th |
| Total assets | $612.9M | $65.4M |
| Deposits / shares | $496.7M | $56.9M |
| Capital ratio | 13.63% (stronger) | 12.08% |
| Problem loans | 1.67% | 1.03% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.68% |
| Return on assets | 0.36% | 1.49% (stronger) |
| Loans ÷ deposits | 74.6% | 61.9% (stronger) |
| Uninsured deposits | 8.1% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Belmont Savings Bank leads on 2 and Southeastern Ohio Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.