Side-by-side · Q2 2026 data
Benchmark Bank vs Safe 1 Credit Union
Metric by metric
| Measure | Benchmark Bank | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 94 (stronger) | 88 |
| Earnings | 53 | 90 (stronger) |
| Funding & liquidity | 38 | 68 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 21st | 98th |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.5B | $963.8M |
| Capital ratio | 8.47% | 16.03% (stronger) |
| Problem loans | 0.18% (stronger) | 0.37% |
| Net charge-offs | 1.12% | 0.40% (stronger) |
| Return on assets | 0.83% | 1.74% (stronger) |
| Loans ÷ deposits | 72.0% (stronger) | 92.4% |
| Uninsured deposits | 61.1% | 1.8% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Benchmark Bank leads on 2 and Safe 1 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.