Side-by-side · Q2 2026 data
Benton County Schools Credit Union vs First Community Credit Union
Credit union
Benton County Schools Credit Union
Corvallis, Oregon · Under $100 million in assets
Metric by metric
| Measure | Benton County Schools Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 73 | 86 (stronger) |
| Capital cushion | 56 | 83 (stronger) |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 34 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 47th | 95th |
| Total assets | $69.4M | $1.9B |
| Deposits / shares | $61.8M | $1.6B |
| Capital ratio | 10.58% | 13.29% (stronger) |
| Problem loans | 0.06% | 0.04% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 0.36% | 1.31% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 81.0% |
| Uninsured deposits | 4.0% (stronger) | 6.3% |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Benton County Schools Credit Union leads on 2 and First Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.