Side-by-side · Q2 2026 data
Benton County State Bank vs Chelsea Savings Bank
Metric by metric
| Measure | Benton County State Bank | Chelsea Savings Bank |
|---|---|---|
| TellerScore | 87 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 59 | 90 (stronger) |
| Funding & liquidity | 71 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 84th | 98th |
| Total assets | $50.8M | $196.9M |
| Deposits / shares | $38.4M | $173.8M |
| Capital ratio | 15.22% | 16.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.99% | 1.75% (stronger) |
| Loans ÷ deposits | 82.1% | 48.2% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 29.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Chelsea Savings Bank has the higher TellerScore (93 vs 87). On the 6 directional measures above (where higher or lower is clearly better), Benton County State Bank leads on 2 and Chelsea Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.