Side-by-side · Q2 2026 data
Berkeley Community Federal Credit Union vs S C I Federal Credit Union
Credit union
Berkeley Community Federal Credit Union
Moncks Corner, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Berkeley Community Federal Credit Union | S C I Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 100 (stronger) | 10 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 47th | 54th |
| Total assets | $16.6M | $23.6M |
| Deposits / shares | $13.3M | $20.2M |
| Capital ratio | 19.70% (stronger) | 14.24% |
| Problem loans | 5.60% | 0.36% (stronger) |
| Net charge-offs | 0.36% | 0.04% (stronger) |
| Return on assets | 2.51% (stronger) | -0.25% |
| Loans ÷ deposits | 34.5% (stronger) | 46.2% |
| Uninsured deposits | 0.0% (stronger) | 0.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S C I Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Berkeley Community Federal Credit Union leads on 4 and S C I Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.