Berkeley Community Federal Credit Union (NCUA charter #13472) is based in Moncks Corner, South Carolina. Its Q2 2026 call report shows $16.6M in total assets and $13.3M in member shares and deposits and 1 office.
Berkeley Community Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 25th. Capital cushion contributes the most (100/100, 19.70%); loan quality contributes the least (0/100, 5.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 81 |
| Q4 2024 | 85 |
| Q1 2025 | 82 |
| Q2 2025 | 74 |
| Q3 2025 | 83 |
| Q4 2025 | 74 |
| Q1 2026 | 74 |
| Q2 2026 | 73 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.91% |
| Q3 2024 | 14.99% |
| Q4 2024 | 15.64% |
| Q1 2025 | 15.95% |
| Q2 2025 | 16.24% |
| Q3 2025 | 17.12% |
| Q4 2025 | 18.09% |
| Q1 2026 | 18.83% |
| Q2 2026 | 19.70% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.91% |
| Q3 2024 | 1.63% |
| Q4 2024 | 1.35% |
| Q1 2025 | 2.04% |
| Q2 2025 | 3.20% |
| Q3 2025 | 1.92% |
| Q4 2025 | 3.40% |
| Q1 2026 | 3.09% |
| Q2 2026 | 5.60% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.75% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.65% |
| Q1 2025 | 5.35% |
| Q2 2025 | 3.91% |
| Q3 2025 | 3.47% |
| Q4 2025 | 3.21% |
| Q1 2026 | 2.54% |
| Q2 2026 | 2.51% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $16.6M | 19.70% | 5.60% | 2.51% | 34.5% |
| Q1 2026 | 74 | $16.9M | 18.83% | 3.09% | 2.54% | 35.7% |
| Q4 2025 | 74 | $17.0M | 18.09% | 3.40% | 3.21% | 36.5% |
| Q3 2025 | 83 | $17.4M | 17.12% | 1.92% | 3.47% | 35.4% |
| Q2 2025 | 74 | $17.7M | 16.24% | 3.20% | 3.91% | 35.1% |
| Q1 2025 | 82 | $17.3M | 15.95% | 2.04% | 5.35% | 37.0% |
| Q4 2024 | 85 | $16.2M | 15.64% | 1.35% | 1.65% | 40.6% |
| Q3 2024 | 81 | $16.3M | 14.99% | 1.63% | 1.44% | 38.9% |
| Q2 2024 | 81 | $16.1M | 14.91% | 1.91% | 1.75% | 41.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anmed Federal Credit UnionCredit union Anderson, SC | 86 out of 100, Very strong | $16.5M | 14.3% | 0.08% | vs |
| Self Memorial Hospital Federal Credit UnionCredit union Greenwood, SC | 62 out of 100, Moderate | $14.0M | 10.0% | 1.19% | vs |
| Emerald Credit Association Federal Credit UnionCredit union Greenwood, SC | 64 out of 100, Moderate | $10.3M | 8.4% | 0.00% | vs |
| Edisto Federal Credit UnionCredit union Orangeburg, SC | 74 out of 100, Strong | $23.4M | 17.4% | 1.54% | vs |
| S C I Federal Credit UnionCredit union Florence, SC | 76 out of 100, Strong | $23.6M | 14.2% | 0.36% | vs |
| Columbia Post Office Credit UnionCredit union Columbia, SC | 89 out of 100, Very strong | $25.2M | 24.3% | 0.28% | vs |
Deposit insurance
Is my money safe at Berkeley Community Federal Credit Union?
Yes. Berkeley Community Federal Credit Union is a federally insured credit union (NCUA charter #13472). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Berkeley Community Federal Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Berkeley Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13472
- RSSD ID
- 652089
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- PO Box 206, Moncks Corner, SC 29461
- Employees
- 6
Quick answers
Berkeley Community Federal Credit Union: common questions
Is Berkeley Community Federal Credit Union NCUA insured?
Yes. Berkeley Community Federal Credit Union is a federally insured credit union (NCUA charter #13472). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Berkeley Community Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Berkeley Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Moncks Corner
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| S. C. State Federal Credit UnionCredit union Columbia, SC | 91 out of 100, Very strong | $1.5B | 15.6% | 0.82% | vs |
| Farmers and Merchants Bank of South CarolinaBank Holly Hill, SC | 88 out of 100, Very strong | $413.6M | 16.6% | 0.74% | vs |
| Georgetown Kraft Credit UnionCredit union Georgetown, SC | 87 out of 100, Very strong | $191.9M | 18.7% | 0.95% | vs |
| First National Bank of South CarolinaBank Holly Hill, SC | 82 out of 100, Strong | $309.7M | 12.4% | 0.43% | vs |
| The Bank of South CarolinaBank Charleston, SC | 77 out of 100, Strong | $571.2M | 11.8% | 0.29% | vs |