Side-by-side · Q2 2026 data
Berylco Employees' Credit Union vs Hidden River Credit Union
Credit union
Berylco Employees' Credit Union
Hamburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Berylco Employees' Credit Union | Hidden River Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 35 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 83rd | 60th |
| Total assets | $1.7M | $258.8M |
| Deposits / shares | $648K | $234.7M |
| Capital ratio | 61.10% (stronger) | 9.25% |
| Problem loans | 0.00% (stronger) | 0.31% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 0.37% | 1.14% (stronger) |
| Loans ÷ deposits | 36.5% (stronger) | 46.8% |
| Uninsured deposits | 0.0% (stronger) | 6.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Berylco Employees' Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Berylco Employees' Credit Union leads on 6 and Hidden River Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.