TellerScore

Headquartered in Hamburg, Pennsylvania, Berylco Employees' Credit Union is a federally insured state-chartered credit union with $1.7M in total assets and $648K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1975.

Berylco Employees' Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 57th. Capital cushion contributes the most (100/100, 61.10%); earnings contributes the least (35/100, 0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 61.10%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity100/100
Loans ÷ shares: 36.5% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 87).

TellerScore
607487Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202486
Q4 202487
Q1 202585
Q2 202586
Q3 202586
Q4 202586
Q1 202687
Q2 202687
Net worth ratio
7.00%34.05%61.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202454.57%
Q3 202454.93%
Q4 202457.21%
Q1 202557.54%
Q2 202557.78%
Q3 202559.40%
Q4 202559.60%
Q1 202660.39%
Q2 202661.10%
Delinquent loans (60+ days)
0.00%1.63%3.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.27%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.07%0.22%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.13%
Q3 20240.27%
Q4 20240.33%
Q1 20250.07%
Q2 20250.22%
Q3 20250.31%
Q4 20250.28%
Q1 20260.32%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$1.7M61.10%0.00%0.37%36.5%
Q1 202687$1.7M60.39%0.00%0.32%35.1%
Q4 202586$1.7M59.60%0.00%0.28%36.2%
Q3 202586$1.7M59.40%0.00%0.31%38.7%
Q2 202586$1.8M57.78%0.00%0.22%38.3%
Q1 202585$1.8M57.54%0.00%0.07%32.3%
Q4 202487$1.8M57.21%0.00%0.33%30.9%
Q3 202486$1.8M54.93%0.00%0.27%23.5%
Q2 202460$1.9M54.57%3.27%0.13%20.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio61.10%
100th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.37%
35th
Loans to deposits36.5%
83rd
Uninsured deposits0.0%
81st
Loan-loss reserves5.51%
96th
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
B V M S N Federal Credit UnionCredit union Walnutport, PA87 out of 100, Very strong$1.7M22.2%0.00%vs
Paper Converters Local 286/1034 Federal Credit UnionCredit union Philadelphia, PA65 out of 100, Moderate$1.8M7.6%0.28%vs
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
East End Food CooperativeCredit union Pittsburgh, PA57 out of 100, Moderate$2.0M10.6%6.03%vs
Bradford Area School Employees Federal Credit UnionCredit union Bradford, PA90 out of 100, Very strong$1.1M22.9%0.12%vs
Mt Pleasant Area School Emp Federal Credit UnionCredit union Mount Pleasant, PA97 out of 100, Very strong$2.3M25.4%0.00%vs

Deposit insurance

Is my money safe at Berylco Employees' Credit Union?

Yes. Berylco Employees' Credit Union is a federally insured credit union (NCUA charter #62656). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 61.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Berylco Employees' Credit Union lists 1 office in 1 city. Most locations:

  • Hamburg, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Berylco Employees' Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62656
RSSD ID
799096
Primary regulator
State + NCUA
Established
1975
Headquarters
Po Box 363, Hamburg, PA 19526
Employees
3

Quick answers

Berylco Employees' Credit Union: common questions

Is Berylco Employees' Credit Union NCUA insured?

Yes. Berylco Employees' Credit Union is a federally insured credit union (NCUA charter #62656). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Berylco Employees' Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Berylco Employees' Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hamburg

InstitutionScoreAssetsCapitalProblem loansCompare
Pagoda Federal Credit UnionCredit union Reading, PA87 out of 100, Very strong$32.6M12.0%0.31%vs
The Neffs National BankBank Neffs, PA87 out of 100, Very strong$470.8M16.8%0.04%vs
Lehigh Valley Educators Credit UnionCredit union Allentown, PA83 out of 100, Strong$485.2M15.5%1.09%vs
First Northern Bank and Trust CompanyBank Palmerton, PA81 out of 100, Strong$921.5M15.3%1.16%vs
Reading Berks School Employees Credit UnionCredit union Reading, PA77 out of 100, Strong$13.2M16.6%1.07%vs
Utilities Employees Credit UnionCredit union Reading, PA77 out of 100, Strong$1.5B15.7%1.26%vs