Side-by-side · Q2 2026 data
Bessemer System Federal Credit Union vs Earning Tree Federal Credit Union
Credit union
Bessemer System Federal Credit Union
Greenville, Pennsylvania · Under $100 million in assets
Credit union
Earning Tree Federal Credit Union
Wilkes Barre, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Bessemer System Federal Credit Union | Earning Tree Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 46 |
| Capital cushion | 67 (stronger) | 52 |
| Loan quality | 78 (stronger) | 0 |
| Earnings | 49 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 49th | 6th |
| Total assets | $47.3M | $49.4M |
| Deposits / shares | $41.7M | $44.7M |
| Capital ratio | 11.73% (stronger) | 10.19% |
| Problem loans | 0.65% (stronger) | 3.89% |
| Net charge-offs | 0.31% (stronger) | 0.37% |
| Return on assets | 0.74% (stronger) | 0.28% |
| Loans ÷ deposits | 17.5% | 15.1% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 7.1% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bessemer System Federal Credit Union has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Bessemer System Federal Credit Union leads on 6 and Earning Tree Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.