Side-by-side · Q2 2026 data
Bessemer System Federal Credit Union vs First Choice Federal Credit Union
Credit union
Bessemer System Federal Credit Union
Greenville, Pennsylvania · Under $100 million in assets
Credit union
First Choice Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Bessemer System Federal Credit Union | First Choice Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 67 | 76 (stronger) |
| Loan quality | 78 (stronger) | 74 |
| Earnings | 49 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 49th | 70th |
| Total assets | $47.3M | $94.5M |
| Deposits / shares | $41.7M | $81.8M |
| Capital ratio | 11.73% | 12.57% (stronger) |
| Problem loans | 0.65% (stronger) | 0.79% |
| Net charge-offs | 0.31% (stronger) | 0.32% |
| Return on assets | 0.74% | 1.67% (stronger) |
| Loans ÷ deposits | 17.5% (stronger) | 65.8% |
| Uninsured deposits | 0.2% (stronger) | 1.9% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Choice Federal Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bessemer System Federal Credit Union leads on 4 and First Choice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.