Side-by-side · Q2 2026 data
Bessemer System Federal Credit Union vs Grove City Area Federal Credit Union
Credit union
Bessemer System Federal Credit Union
Greenville, Pennsylvania · Under $100 million in assets
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Bessemer System Federal Credit Union | Grove City Area Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 78 (stronger) | 56 |
| Earnings | 49 | 94 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 49th | 91st |
| Total assets | $47.3M | $152.8M |
| Deposits / shares | $41.7M | $129.4M |
| Capital ratio | 11.73% | 15.26% (stronger) |
| Problem loans | 0.65% (stronger) | 1.33% |
| Net charge-offs | 0.31% (stronger) | 0.36% |
| Return on assets | 0.74% | 1.84% (stronger) |
| Loans ÷ deposits | 17.5% (stronger) | 56.2% |
| Uninsured deposits | 0.2% (stronger) | 3.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.8% |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bessemer System Federal Credit Union leads on 4 and Grove City Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.