Side-by-side · Q2 2026 data
Bessemer System Federal Credit Union vs Pennstar Federal Credit Union
Credit union
Bessemer System Federal Credit Union
Greenville, Pennsylvania · Under $100 million in assets
Credit union
Pennstar Federal Credit Union
Hermitage, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Bessemer System Federal Credit Union | Pennstar Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 78 (stronger) | 66 |
| Earnings | 49 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 49th | 68th |
| Total assets | $47.3M | $58.7M |
| Deposits / shares | $41.7M | $49.3M |
| Capital ratio | 11.73% | 15.59% (stronger) |
| Problem loans | 0.65% (stronger) | 1.01% |
| Net charge-offs | 0.31% (stronger) | 0.39% |
| Return on assets | 0.74% (stronger) | 0.67% |
| Loans ÷ deposits | 17.5% (stronger) | 36.4% |
| Uninsured deposits | 0.2% (stronger) | 1.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pennstar Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bessemer System Federal Credit Union leads on 5 and Pennstar Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.