TellerScore

Side-by-side · Q2 2026 data

Best Financial Credit Union vs Aac Credit Union

Credit union

Best Financial Credit Union

Muskegon, Michigan · $100 million – $1 billion

63of 100
Moderate

Credit union

Aac Credit Union

Grand Rapids, Michigan · $100 million – $1 billion

90of 100
Very strong

Metric by metric

MeasureBest Financial Credit UnionAac Credit Union
TellerScore6390 (stronger)
Capital cushion98100 (stronger)
Loan quality3688 (stronger)
Earnings2278 (stronger)
Funding & liquidity8185 (stronger)
Problem-loan coverage8198 (stronger)
Peer percentile29th95th
Total assets$154.3M$212.4M
Deposits / shares$130.4M$158.1M
Capital ratio14.75%24.16% (stronger)
Problem loans1.93%0.36% (stronger)
Net charge-offs1.03%0.08% (stronger)
Return on assets0.05%1.46% (stronger)
Loans ÷ deposits79.2%75.1% (stronger)
Uninsured deposits2.6% (stronger)5.3%
Offices18
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)0.0%12.5%

Aac Credit Union has the higher TellerScore (90 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Best Financial Credit Union leads on 1 and Aac Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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