Side-by-side · Q2 2026 data
Best Reward Federal Credit Union vs Code Credit Union
Metric by metric
| Measure | Best Reward Federal Credit Union | Code Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 48 | 67 (stronger) |
| Earnings | 45 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 68th | 54th |
| Total assets | $163.4M | $175.7M |
| Deposits / shares | $119.4M | $154.0M |
| Capital ratio | 15.49% (stronger) | 12.11% |
| Problem loans | 1.56% | 0.98% (stronger) |
| Net charge-offs | 0.74% | 0.42% (stronger) |
| Return on assets | 0.64% | 0.71% (stronger) |
| Loans ÷ deposits | 23.0% (stronger) | 66.8% |
| Uninsured deposits | 2.2% (stronger) | 4.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.5% | 32.6% |
Best Reward Federal Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Best Reward Federal Credit Union leads on 4 and Code Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.