The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (66 → 71), mostly because the loan quality component improved by 23 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Ohio

Yes. Code Credit Union is a federally insured credit union (NCUA charter #66840). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($7.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Code Credit Union lists 5 offices in 3 cities. Most locations:

• Dayton, OH (3)
• Clayton, OH (1)
• Englewood, OH (1)

All branch addresses and map

In 2025, Code Credit Union reported 107 home-loan applications under HMDA (LEI 549300ASHFL5TJ8X1B89): 58 originated ($2,750,000 total), 29 denied, and 18 withdrawn or closed by the applicant. Its denial rate on decided applications was 32.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Code Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

66840

RSSD ID

305974

Primary regulator

State + NCUA

Established

1940

Headquarters

355 W Monument Ave, Dayton, OH 45402

Employees

30