Side-by-side · Q2 2026 data
Better Banks vs Peoria City Employees Credit Union
Metric by metric
| Measure | Better Banks | Peoria City Employees Credit Union |
|---|---|---|
| TellerScore | 59 | 79 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 48 (stronger) | 45 |
| Earnings | 65 | 67 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 74 | 93 (stronger) |
| Peer percentile | 17th | 62nd |
| Total assets | $445.8M | $6.4M |
| Deposits / shares | $407.0M | $5.0M |
| Capital ratio | 9.43% | 21.22% (stronger) |
| Problem loans | 1.55% (stronger) | 1.66% |
| Net charge-offs | 0.13% (stronger) | 1.24% |
| Return on assets | 1.14% | 1.17% (stronger) |
| Loans ÷ deposits | 72.9% | 60.3% (stronger) |
| Uninsured deposits | 8.0% | 3.1% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Peoria City Employees Credit Union has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Better Banks leads on 2 and Peoria City Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.