Side-by-side · Q2 2026 data
Better Banks vs The City National Bank of Metropolis
Metric by metric
| Measure | Better Banks | The City National Bank of Metropolis |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 44 | 88 (stronger) |
| Loan quality | 48 (stronger) | 44 |
| Earnings | 65 (stronger) | 50 |
| Funding & liquidity | 87 (stronger) | 73 |
| Problem-loan coverage | 74 | 83 (stronger) |
| Peer percentile | 17th | 34th |
| Total assets | $445.8M | $444.4M |
| Deposits / shares | $407.0M | $343.9M |
| Capital ratio | 9.43% | 13.78% (stronger) |
| Problem loans | 1.55% (stronger) | 1.68% |
| Net charge-offs | 0.13% (stronger) | 0.19% |
| Return on assets | 1.14% (stronger) | 0.75% |
| Loans ÷ deposits | 72.9% | 71.2% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 29.3% |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
The City National Bank of Metropolis has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Better Banks leads on 4 and The City National Bank of Metropolis on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.