Side-by-side · Q2 2026 data
Blackhawk Federal Credit Union vs Spojnia Credit Union
Credit union
Blackhawk Federal Credit Union
Beaver Falls, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Blackhawk Federal Credit Union | Spojnia Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 50 |
| Capital cushion | 100 | 100 |
| Loan quality | 52 (stronger) | 0 |
| Earnings | 48 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 93 (stronger) | 58 |
| Peer percentile | 57th | 9th |
| Total assets | $15.1M | $14.3M |
| Deposits / shares | $12.4M | $12.1M |
| Capital ratio | 16.82% (stronger) | 15.49% |
| Problem loans | 1.45% (stronger) | 8.33% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 0.69% (stronger) | -0.63% |
| Loans ÷ deposits | 47.5% | 46.4% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 22.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blackhawk Federal Credit Union has the higher TellerScore (77 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Blackhawk Federal Credit Union leads on 6 and Spojnia Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.