Side-by-side · Q2 2026 data
Blackhawk Federal Credit Union vs Williamsport Teachers Credit Union
Credit union
Blackhawk Federal Credit Union
Beaver Falls, Pennsylvania · Under $100 million in assets
Credit union
Williamsport Teachers Credit Union
South Williamsp, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Blackhawk Federal Credit Union | Williamsport Teachers Credit Union |
|---|---|---|
| TellerScore | 77 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 52 | 81 (stronger) |
| Earnings | 48 | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 57th | 77th |
| Total assets | $15.1M | $15.6M |
| Deposits / shares | $12.4M | $12.5M |
| Capital ratio | 16.82% | 19.52% (stronger) |
| Problem loans | 1.45% | 0.56% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 0.69% | 0.71% (stronger) |
| Loans ÷ deposits | 47.5% (stronger) | 52.9% |
| Uninsured deposits | 1.4% (stronger) | 9.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Williamsport Teachers Credit Union has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Blackhawk Federal Credit Union leads on 3 and Williamsport Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.