Side-by-side · Q2 2026 data
Blackstone River Federal Credit Union vs Cranston Municipal Employees Credit Union
Credit union
Blackstone River Federal Credit Union
Woonsocket, Rhode Island · Under $100 million in assets
Credit union
Cranston Municipal Employees Credit Union
Cranston, Rhode Island · Under $100 million in assets
Metric by metric
| Measure | Blackstone River Federal Credit Union | Cranston Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 63 | 93 (stronger) |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 44th | 52nd |
| Total assets | $75.1M | $79.8M |
| Deposits / shares | $66.3M | $59.5M |
| Capital ratio | 11.40% | 18.53% (stronger) |
| Problem loans | 1.12% | 0.21% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.10% |
| Return on assets | 1.05% (stronger) | -0.67% |
| Loans ÷ deposits | 46.5% (stronger) | 82.6% |
| Uninsured deposits | 5.2% | 2.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cranston Municipal Employees Credit Union has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Blackstone River Federal Credit Union leads on 3 and Cranston Municipal Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.