Side-by-side · Q2 2026 data
BLC Community Bank vs Winnebago Community Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | BLC Community Bank | Winnebago Community Credit Union |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 52 | 88 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 88 (stronger) | 63 |
| Funding & liquidity | 31 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 53rd | 87th |
| Total assets | $475.5M | $176.1M |
| Deposits / shares | $378.4M | $150.8M |
| Capital ratio | 10.22% | 13.75% (stronger) |
| Problem loans | 0.02% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.70% (stronger) | 1.06% |
| Loans ÷ deposits | 102.0% | 81.9% (stronger) |
| Uninsured deposits | 39.5% | 9.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Winnebago Community Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), BLC Community Bank leads on 3 and Winnebago Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.