Side-by-side · Q2 2026 data
Bloomsdale Bank vs Belgrade State Bank
Metric by metric
| Measure | Bloomsdale Bank | Belgrade State Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 39 | 51 (stronger) |
| Loan quality | 90 (stronger) | 88 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 59 | 70 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 53rd | 57th |
| Total assets | $390.2M | $548.0M |
| Deposits / shares | $356.8M | $495.3M |
| Capital ratio | 8.94% | 10.13% (stronger) |
| Problem loans | 0.30% (stronger) | 0.35% |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 2.39% (stronger) | 1.58% |
| Loans ÷ deposits | 77.5% (stronger) | 82.3% |
| Uninsured deposits | 36.6% | 21.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Belgrade State Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bloomsdale Bank leads on 4 and Belgrade State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.